Basic
₦0/mo
- ✓ Free savings account
- ✓ Up to ₦50,000 loans
- ✓ 5% savings interest
- ✓ Basic financial insights
- ✓ Mobile app access
Digital Microfinance for Lagos
Banking that grows with your business
Instant loans, smart savings, and financial insights designed for small businesses and individuals across Lagos. Open your account in minutes.
Trusted by leading businesses
Everything you need to manage your finances
Get approved for loans up to ₦500,000 in minutes with our AI-powered credit scoring. No paperwork, no waiting.
Set automated savings targets and watch your money grow with competitive interest rates up to 12% annually.
Track every naira with detailed analytics, spending patterns, and personalized recommendations to optimize your cash flow.
Serving communities across Lagos
Pricing
Simple, transparent pricing
No hidden fees. Pay only for what you use.
Save 20% with annual commitment
Business
₦2,500/mo
- ✓ Everything in Basic
- ✓ Up to ₦500,000 loans
- ✓ 12% savings interest
- ✓ Advanced analytics
- ✓ Priority support
- ✓ Invoice financing
Enterprise
₦10,000/mo
- ✓ Everything in Business
- ✓ Unlimited loan amounts
- ✓ 15% savings interest
- ✓ Dedicated account manager
- ✓ Custom credit terms
- ✓ API access
- ✓ Multi-user accounts
Trusted by Lagos entrepreneurs
MicroBank Lagos gave me the capital I needed to expand my fabric shop. Within three months, my revenue doubled.
₦2.4B+Loans disbursed
15,000+Active customers
98%Approval rate
24hrsAverage disbursement time
Success stories from our community
Over 200 market traders now access working capital loans through MicroBank Lagos, enabling them to stock inventory and grow their businesses during peak seasons.
Our members saved over ₦45 million collectively in the first year, using MicroBank's automated savings plans to build emergency funds and invest in equipment.
Young tech entrepreneurs in Yaba secured seed funding through MicroBank's startup loan program, launching 12 successful businesses in 2023.
Tailors, carpenters, and mechanics in Surulere improved their credit scores by 40% on average, unlocking larger loans for business expansion.
Making an impact
₦2.4B+
Total loans disbursed
15,000+
Active customers
98%
Loan approval rate
24hrs
Average disbursement
12%
Savings interest rate
50+
Lagos communities served
What our customers say
I was skeptical about mobile banking, but MicroBank Lagos changed everything. I got a ₦100,000 loan in 30 minutes to restock my shop.
The savings feature helped me build an emergency fund for the first time in my life. I've saved over ₦200,000 in six months.
MicroBank's credit scoring gave me a chance when traditional banks turned me away. Now I run a thriving catering business.
Ready to grow your business?
Join 15,000+ Lagos entrepreneurs who trust MicroBank for their banking needs. Open your account today and get access to instant loans, smart savings, and financial insights.